Contact Me
  Richmond Hill Office
95 Mural Street, Suite 405
Richmond Hill, ON
L4B 3G2

(416) 855-7909 (office)
(905) 884-3365 (fax)

Niagara-on-the-Lake Office
5 Sandalwood Crescent

PO Box 233
St. David's, ON
L0S 1P0

(416) 936-7526 (mobile)
(289) 296-8534 (fax)





Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the fund specific simplified prospectus before investing. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation (CDIC) or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.

Labour Sponsored Investment Funds ("LSIF") have tax credits that are subject to certain conditions and are generally subject to recapture, if shares are redeemed within eight years. Please note that Mutual Fund Representatives in Alberta are not permitted to sell LSIF.

Your Worldsource Financial Management Inc. (“WFM”), mutual fund advisor maintains business interests that are separate and distinct from his/her WFM business activities. You will be provided complete information concerning these outside business interests, including who is responsible for each business activity. The disclosure will provide you with that information and will explain your rights and with respect to business that you place with WFM through your mutual fund advisor. WFM assumes responsibility and liability for “Worldsource Financial Management Inc. Business Interests” only.  All business activity undertaken by your mutual fund advisor that are not the specifically designated as “WFM Business Interests” are not the responsibility of WFM. Therefore, WFM does not assume any liability for any such activity.

The information contained on this Internet Website is for general information purposes only and is the opinion of the owners and writers. Investors should educate themselves regarding securities, taxation or exchange control legislation, which may affect them personally. This web site is for general information only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. Please consult an appropriate professional regarding your particular circumstances.

This Internet Website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.

References in this Internet Website to third party goods or services should not be regarded as an endorsement of those goods or services. By accessing any of the links provided you will be leaving www.jonathanflawn.comwebsite. We are not responsible for the information contained on these websites.

All information provided is believed to be accurate and reliable, however, we cannot guarantee its accuracy.  Worldsource Financial Management Inc. will not be held liable for any inaccuracies in the information presented, nor will WFM be held liable for any software damages resulting from the use of this website.  Mutual funds are offered only in Canada.



Page and Associates is a financial planning firm and a Life and Health Insurnance brkerage licensed with the Financial Services Commission of Ontario.

This Internet website does not constitute an offer or solicitation in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.

References in this Internet website to third party goods or services should not be regarded as an endorsement of these goods or services. By accessing any of the links provided, you will will be leaving the Page and Associates Ltd. site. Page and Associates Ltd. is not responsible for the information contained on those websites.

All information provided is believed to be accurate and reliable, however, we cannot guarantee its accuracy. Neither Page and Associates Ltd. nor Worldsource Financial Management Inc, will be held liable for any inaccuracies in the informaiton presented, nor will they be held liable for any software damages resulting form the use of this website.

Privacy and Security

Jonathan Flawn respects the privacy of all persons using this site and is committed to protecting their private information in accordance with this privacy policy. This privacy policy explains what personal information is collected and how it is used. This privacy policy applies to personal information collected in connection with your activities while on the website. It also explains how you can ask questions, and make suggestions about my privacy practices. Please read this privacy policy carefully and check back periodically as I update it from time to time.

Personal information
Personal information is any personally identifiable information about an individual such as your name, address, email address, phone number, fax number, birth date, sex etc. Personal information does not include the name, title, business address or telephone number of a business, professional person or an employee of an organization. Non-personal information is information of an anonymous nature such as your IP address, the domain name used to access the Jonathan Flawn website, or the type and version of your browser or operating system. Other information such as demographic statistics of my users, number of visits and average time spent on my website is also considered non-personal information.

Use of personal information
I may use personal information for the following purposes:
  1. Providing you with the services you have requested from me.
  2. Contacting you about changes, enhancements, or similar notices regarding my services.
  3. If you indicated you were interested in receiving information from me, you may be sent information by email about products or services that may be of interest to you.
  4. If you enter a contest or other promotion, I may use your personal contact information to administer the contest or promotion including contacting, announcing and promoting the winners.
  5. I may collect financial information such as your credit card information if you request a service or product from my website. The financial information is used for the purposes of fulfilling your order.
  6. If I have reasonable grounds to believe the information would be useful when investigating a contravention of federal, provincial or foreign law or in order to defend a legal interest.

Disclosure of personal information
I will not sell your personal information to any party. I will only disclose your personal information to third parties:
  1. Where you have specifically given your consent to disclose your personal information for a specific purpose.
  2. Who are acting as our agents, suppliers or service providers in order to enable us to provide you with the products or services you have ordered. Such agents, suppliers or service providers shall be required to maintain the confidentiality of all of your personal information.
  3. As required by law, including by an order of any court, institution or body with authority to compel the production of the personal information or in order to protect or defend a legal interest.
  4. In connection with the contemplated financing, insuring, sale, assignment or other disposal of all or part of our business or assets. I will require that any such parties treat your personal information in accordance with this privacy policy and to be used and disclosed only for the purposes for which it is collected.

Links to other sites
My website may contain links to other websites and services. I am not responsible for the content of, or the privacy policies or practices employed by other companies or websites. Please read the privacy policies of any other company or website you may link to from our website. My privacy policy applies only to my website and the products and services I offer.

Protecting your personal information
The security of your personal information is very important to me. I take all reasonable technical, administrative and physical steps necessary to protect your personal information. For example, when you provide your credit card information I work to help to protect your personal information by using industry standard secure sockets layer (SSL) encryption technology. I instruct my employees with access to your personal information that it is to be used only in accordance with the terms of this privacy policy and any applicable laws. You should be aware that email is not a secure medium and any personal information you send me by email could be intercepted. You can help to protect your personal information by never giving out your password and by logging out and closing your browser after you have used my website.

Please note that I will retain some personal information in order to preserve records of my commercial relationship with you. Also, certain information may have already been provided to third parties as described above. If you decide at any time you no longer wish to receive any email materials to which you have subscribed, you may choose to unsubscribe to these emails by going to the appropriate page on my website.

Changes to my privacy policy
I may from time to time make changes to my privacy policy, as circumstances require. Changes will be effective when they have been posted on my website. Please regularly check this privacy policy for updates by checking the date of "Last Updated" at the end of this document.

How to contact me
If you have questions or concerns about this privacy policy, please email This privacy policy was last updated on October 13, 2009.

Terms and Conditions

This website is maintained by Jonathan Flawn for the benefit of his clients and prospective clients. While every effort is made to maintain the site content so that it reflects current economic conditions and tax rules, Jonathan Flawn makes no warranty of any kind that the information will at all times be correct and accurate.

Users should rely on advice from their financial advisor before making any financial planning or tax decisions. Any functionality of the site may be temporarily out of service or may be permanently removed without notice and the user agrees not to hold Jonathan Flawn liable for any inconvenience or damages caused by such lack of functionality.

Use of this site shall be taken as concurrence with these terms and conditions of use.

General disclaimers
To the full extent permitted by law, Jonathan Flawn disclaims any and all representations and warranties with respect to this website and its contents, whether express, implied or statutory, including but not limited to information, content, materials, products or services featured on this website.

Jonathan Flawn does not warrant that this website, its servers or e-mail sent from or to Jonathan Flawn are free of viruses or other harmful elements. Jonathan Flawn shall not be liable for any damages of any kind arising from the use of this website, including but not limited to direct, indirect, incidental, punitive and consequential damages.

Jonathan Flawn does not endorse nor make any warranties or representations about the options or other services or data you may access, download or use as a result of the use of this website including links to other website, which are provided for convenience only. Users are advised to make their own decisions regarding their interactions or communications with this or any other website. Jonathan Flawn assumes no risk or responsibility for your use of any of the content provided on this website.

Subject to change without notice
I reserve the right to update or modify these terms and conditions at any time without prior notice. Your use of this website following any such change constitutes your agreement to follow and be bound by the terms and conditions as changed. For this reason, I encourage you to review this page on a regular basis.

Copyright Notice

All of the content on this website, including but not limited to all audio clips, video clips and text, page headers, graphics, images, and illustrations are subject to trademark, copyright and/or other intellectual property rights or licenses held by Jonathan Flawn, one of his affiliates or by third parties who have licensed their materials to Jonathan Flawn.

The contents of this website and the site as a whole are intended solely for personal, non -commercial use. Users may download, print and/or store selected portions of this website, provided that it is for personal, non-commercial use, it is not posted or broadcast in any media or modified or altered in any way, without prior written permission from Jonathan Flawn.

Limitation of Liability
Under no circumstances shall Jonathan Flawn or any of his employees, directors, officers, agents, vendors or suppliers be liable for any direct or indirect losses or damages arising out of or in connection with the use of or inability to use this website. This is a comprehensive limitation of liability that applies to all losses and damages of any kind, whether general, specific, consequential, incidental, exemplary or otherwise, including but not limited to, loss of data, income or profits, whether in contract, negligence or other tortuous action, even if Jonathan Flawn or an authorized representative of Jonathan Flawn has been advised of or should have known of the possibility of such damages.

If you are dissatisfied with this website or any of its content, or with these terms and conditions, your sole and exclusive remedy is to discontinue use of this website. You acknowledge, by your use of this website, that your use is at your sole risk and discretion.

Updated March 2010
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